Incoterms 2020

CIF: Cost, Insurance and Freight

Load the goods, pay ocean freight to destination, and arrange minimum insurance. Import clearance, unloading, and final delivery.

CIF at a glance

Applies to
Sea and inland waterway only
Risk transfers to buyer
When the goods are on board the vessel at the origin port. Risk passes at origin even though the seller pays freight and insurance to destination.
Main carriage paid by
Seller
Insurance
Seller, minimum cover (Institute Cargo Clauses C or equivalent). The buyer may want to top it up.
Export clearance
Seller
Import clearance and duties
Buyer
Seller handles
Load the goods, pay ocean freight to destination, and arrange minimum insurance.
Buyer handles
Import clearance, unloading, and final delivery.
Best for
Buyers who want minimal hassle on ocean freight; like CFR but with basic insurance included.

General guidance only, not legal advice. Your sales contract governs. Based on Incoterms 2020.

CIF questions

Know the term, then track what it costs

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